Tips on Cutting the Cost of Your Auto Insurance

Are you paying too much for auto insurance? What would you do if I said you did not have to be paying all that money for car insurance? It is true that the majority of states require you to carry at least minimum liability insurance. If this is true, then why are you paying for full coverage if the state says you can carry minimum? At least with minimum liability insurance, any damage that you do or that is done to the other person will be covered. If they have at least liability insurance them the damage they cause to your car will be covered by theirs. The morale of the story is, you not have to carry full insurance if you don’t need it. Because each level of insurance has a different deductible amount, you can knock your bill even further down which in turn, will reduce your premium. Some of the factors you need to look into before dropping your full coverage include: What is the value of the car you are looking to drop your full coverage on? Do you own the car or is it on a lease? Know what will be covered and what will not be covered. After you take into account all of these factors, and only then, can you make an educated decision on whether or not to go to collision only.

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